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Home All Updates (80) Plan :Jeevan Shiroma
Plan :Jeevan Shiromani (847) Product Summary : LIC's Jeevan Shiromani plan is a non-linked, with-profits, limited premium payment money back life insurance plan especially designed for targeted segment of High Net-worth Individuals. Premium Payment Mode : Yearly, Halfly, Quarterly, Monthly(ECS) Term/Ppt : 14/10, 16/12, 18/14 & 20/16 Years Minimum Entry Age : 18 Years completed Maximum Entry Age : 55 Years (Nearer Birthday) for Term 14 51 Years (Nearer Birthday) for Term 16 48 Years (Nearer Birthday) for Term 18 45 Years (Nearer Birthday) for Term 20 Maximum Maturity Age : 69 Years (Nearer Birthday) for term 14 67 Years (Nearer Birthday) for term 16 66 Years (Nearer Birthday) for term 18 65 Years (Nearer Birthday) for term 20 Minimum Sum Assured : Rs 1 crore (Multiple of 5 lakhs thereafter) Maximum Sum Assured : No Limit Guaranteed Addition : Rs 50/- per 1000 SA for 1st 5 years Rs 55/- per 1000 SA for remaining PPT Policy Benefits : On Death : Death during 5 yrs : SA on Death + GA Death after 5 yrs : SA on Death + GA + LA *SA on Death* : 125% of BSA or 10 times AP or 105% of Premiums Paid Survival Benefits : For 14 yrs policy : 30% of BSA in 10th & 12th year For 16 yrs policy : 35% in 12th & 14th year For 18 yrs policy : 40% in 14th & 16th year For 20 yrs policy : 45% in 16th & 18th year Maturity time : Remaining SA with GA + LA Inbuilt Critical Illness Benefit: 10% of BSA on diagnosis of 15 Critical diseases + Premium is deferred for 2 Years w/o interest. Surrendered Value : The Policy can be surrendered at any time during the policy term provided atleast 3 full years premiums have been paid. Loan : Loan Facillity is available under this plan, after payment of premiums for at least 1 full years.
  • 2018-04-30T10:57:46

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