Scope 1.1 “Pradhan Mantri Awas Yojana (Urban) – Housing for All” Mission for urban areas is being implemented with effect from 17.06.2015 to provide central assistance to implementing agencies through States and UTs for providing houses to all eligible families/ beneficiaries. As a Central Sector Scheme, the existing Credit Linked Subsidy Scheme (CLSS) component of the Mission provides interest subsidy on home loans taken by eligible urban poor [Economically Weaker Section (EWS) / Lower Income Group (LIG)] for acquisition/construction of house. 1.2 Given the projected growth of urbanization in India and the consequent housing demands, Ministry of Housing and Urban Poverty Alleviation hereby introduces an interest subsidy scheme for acquisition/ construction of house (including re-purchase) to cater to the Middle Income Group (MIG) called “Credit Linked Subsidy Scheme (CLSS) for MIG”, which will also be implemented as a Central Sector Scheme. 1.3 The existing Credit Linked Subsidy Scheme under Pradhan Mantri Awas Yojana (Urban) Mission has, accordingly, been renamed as “CLSS for EWS/LIG”. 1.4 To be eligible to receive central assistance under CLSS for MIG: 1.4.1 The beneficiary family should not own a pucca1 house either in his/her name or in the name of any member of his/her family in any part of India. 1.4.2 A beneficiary family should not have availed of central assistance under any housing scheme from Government of India. 1.5 A beneficiary family will comprise husband, wife, unmarried sons and/or unmarried daughters. An adult earning member (irrespective of marital status) can be treated as a separate household; Provided that he / she does not own a pucca1 house in his / her name in any part of India. Provided also that in the case of a married couple, either of the spouses or both together in joint ownership will be eligible for a single house, subject to income eligibility of the household under the Scheme. 1.6 CLSS for MIG will be implemented initially in 2017 for a period of one year w.e.f 1.01.2017.